Synchrony Promotional Financing Available

At Home Zone Furniture, we believe everyone deserves a comfortable and stylish home. That's why we've partnered with Synchrony to offer flexible financing options, making it easier for you to get the furniture you need today.

Here's how it works:

Applying for Synchrony Financing:

• Easy Application: Apply in-store or ONLINE with two forms of ID, including one photo ID.
• Credit Check: A hard credit check is required to apply, regardless of approval.
• Credit Reporting: Synchrony reports to all three major credit bureaus (Experian, Equifax, and TransUnion).
• Instant Decisions: Get an instant credit decision so you can start shopping right away - approvals up to $15,000!

Benefits of the Home Zone Synchrony HOME Credit Card:

• 12 Months to 48 Months Promotional Financing* on qualifying purchases at select participating Synchrony HOME retailers
• Online account management and customer service
• A dedicated credit limit* for home purchases from furniture and decor to appliances and more, to help you to get what you want and need for your home
• $0 fraud liability and 24/7 secure account management

Down Payments and Other Details:

• No Down Payment Required: No down payment is typically needed unless your purchase exceeds your approved credit limit.
• Tax Included: We include sales tax in the financing, simplifying your down payment and monthly payments.
• Credit Limit Increases: We can request a credit limit increase for you if needed. Just so you know, this will result in another hard credit check.

Managing Your Account:

• Synchrony Card: About a month after your purchase, you'll receive a Synchrony card in the mail along with your first billing statement. Synchrony charges a $1.99 paper-bill fee for guests not utilizing electronic billing.
• Online Payments: Manage your account and make payments easily online.
• Activate Your Card: Activate your Synchrony card to access your remaining credit.
• Using Your Synchrony Card at Home Zone: You can use your Synchrony card for future purchases at any Home Zone Furniture location.

Account and Payment Questions?

Once your Synchrony financing is approved, please contact Synchrony directly with any questions regarding your account or making payments. You can reach them at 1-866-419-4096.

*Subject to credit approval - Minimum monthly payments required. Promotional Financing offers available at the time of purchase may vary by location. See store for details.