Does Home Zone offer a layaway program?

Home Zone Furniture offers a flexible layaway program with the following terms and conditions:

Down Payment and Payments

• A 20% non-refundable down payment is required for all layaway purchases.
• Monthly payments are mandatory to maintain the account in good standing.
• The total balance must be paid within six months from the account's opening date.

Pricing and Merchandise Availability

• Layaway accounts guarantee the price of your selected merchandise.
• Merchandise will not be held at the sale location once the account is opened, but the price will be guaranteed.
• Pick-Up or Delivery Notice: After making the final payment, a minimum of four (4) weeks’ notice is required before pick-up or delivery to ensure your order is in stock.

Refund Policy

1. Refunds for Paid-in-Full Accounts:
   • If your account is paid in full within 90 days and your merchandise is unavailable within four weeks, you are eligible for a full refund.
   • If your account is paid in full after 90 days and your merchandise is unavailable within four weeks, you are eligible for a refund of all payments made, less 20% of the original total invoice amount. The 20% will be issued as in-store credit.
2. Refund Window: Refunds are not issued after seven days from the initial layaway, except as outlined above.

Delinquent Accounts

• A layaway account is considered delinquent if no payments are made for more than 30 days.
• After 90 days of delinquency, the layaway account will be canceled, and all payments made will be converted to store credit.
• Merchandise will remain part of active inventory until the final payment is made.

Thank you for choosing Home Zone Furniture. If you have any questions about our layaway program, please contact your local store.